So I’m still getting over this cold whatchamajig that has been holding me down all week. Granger is down to sniffles at this point, but I’m coughing and coughing, and just DOWN with this funky crud. Went to the doctor today, and he said that I’ve got the opposite of pneumonia. Which at first I thought meant that I was in the clear. But it means that instead of the infection being in my airways, it’s in the other portions of my lung tissue.
However, the good news is that he said most organisms that cause this do run their course in 7-10 days, and I’m on day 7 today. He said his money is on me feeling better tomorrow (which I’m all for). Anyway, so while I’m not feeling good, I figured I would do something a tad sedentary and NOT garden related (boohoo), but still well in my realm of interest, i.e. the budget.
I’ve been scared of this budget. The first one after a break is always eye opening (We spent HOW much on eating out last month?!?!). However, I’m pleased to say that the familiarity, and peace of it is coming back just as strongly as the anxiety. Yeah, it’s not exactly glamorous to count where every penny goes, but the empowerment factor pays off 100 percent, and I’m looking forward to the game of it.
I’m so far behind on this budget that I’ve basically given myself a week to get everything organized before the new month starts. Just in case anyone is wondering, Tommy and I make all the financial decisions together. We have a monthly budget meeting, and we approve all of the monthly spending…but I generally compile all the bills, balance the checkbook, etc. Although, Tommy has done it at times when I was unable. I just enjoy it more…and tend to have certain hours free that he doesn’t.
As I was recycling a huge mound of paper and organizing bills in preparation for writing out the income and outgo for April of 2015, that familiar financial anxiety returned. Back when we were still in debt up to our eyeballs, Tommy and I would often have an argument the day or two before we did our budget (and this nearly always happened if we put our budget off for a couple of days). We even coined a phrase that we called “pre-budget money”. This is the money that you have gotten paid, it’s already in your account, but it has to cover all of your bills for next month. When you start spending your pre-budget money, anxiety can really rise. How can you be sure that you’re spending the right amount and won’t run out of money before you run out of month?
Anyway, this familiar pre-budget money feeling has come over me, and it’s familiarity feels so good.
Yeah, you just read that right.
I’m feeling great because pre-budget anxiety has set in. This means that I will be spurred on to complete the budget 100 percent. I cannot possibly have that kind of anxiety about finances and not look at every aspect of our spending. It’s just my nature. When I start to feel anxiety about something I delve in and shine a light on each and every nook and cranny until I can find a way to solve the problem. We’ve taken a 16 month hiatus from this because we had more pressing issues…but we’re back. We’re really coming back to this vital part of our well-being. The peace and relaxation that comes from knowing where our money is going is spurring me on to get it all laid out.
Every penny will have a name.
I will know when and where we will save and spend.
And then we will have mastery over the month of April. Booyah.
Also, I like Harry Potter parody videos….